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24 Nov2014

Retirement for Dummies

Written by CFB Blogger. Posted in Blog

As we have written about many times on the blog pages of Client First Bankruptcy at www.clientfirstbankruptcy.com, it is of the utmost importance for you to have a solid plan for your retirement.
Maybe you will be interested in how other people view retirement, as reported in Money Magazine.

Twenty-nine percent of senior citizens state that they plan to stop working as soon as they retire, while 42% plan to scale back slowly and 26% want to work as long as possible. Almost half plan to travel, almost one-quarter look forward to pursuing hobbies, while 16% want to spend more time with friends and family and 13% look forward to volunteering and/or continuing working.

For those who plan on traveling, popular vacation spots for those 60+ include Central and South American, Europe and Africa. And, did you know that 359,767 social security checks are sent to Americans overseas? Do you care?

Popular “encore jobs”, as the article calls them, include consultant, teacher, greeter and tour guide. Of those who choose to work part-time during their retirement years, just over three-quarters report that their job is less stressful. (It probably is less stressful pointing people to the automotive department at their local big-box store than, say managing a Fortune 500 company, fighting fires or performing total-hip surgery.)

Eighty-nine percent of retirees state they are satisfied; happiness coming with leading a purposeful life, having friends and family around, realizing financial security and, of course, enjoying good health.

You may or may not be surprised that the states with the highest concentration of senior citizens aged 65+ are, in order: Florida (where 17% of Sunshiners are 65 years or better), West Virginia, Maine, Pennsylvania and Iowa. Except for Florida, please don’t ask us why so many retirees live in these other states, we’re just giving you the facts according to Money.

More good news for those of you facing retirement; 65-74-year-olds spend about seven hours a day on leisure and sports. So dust off your golf clubs, get your tennis racquet restrung and polish up the bowling bowl. If you’ve saved wisely for retirement, you could have the time of your life!

If you find yourself facing retirement with too much debt and not enough savings, you may be considering filing for Chapter 7 or Chapter 13 bankruptcy. This could be the perfect time for you to get a clear picture of your retirement years. Filing personal bankruptcy with the knowledgeable attorneys from Client First Bankruptcy could show you the way to eliminate your debt and allow for greater retirement savings. You’ve worked hard; you deserve to live your Golden Years the way you want. Call us toll-free at 800-383-6004 Monday thru Friday 8:30 a.m. – 6:00 p.m. Central Time. And please log onto www.clientfirstbankruptcy.com for important bankruptcy info anytime.

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